Cheerful Seniors

SUPPLEMENTAL HEALTH

Being prepared is important … especially if you develop a health problem like cardiovascular disease or stroke, cancer, or are involved in an auto accident that lands you in intensive care. These events can impact not only your health, but also the financial well being of your family. Our supplemental insurance products complement any insurance you may already have in place and pay in addition to any other coverage you have. No “primary/secondary” rules. You get the benefits you signed up for.

 

Cancer and Heart Attack or Stroke Plus

Cancer and Heart Attack or Stroke Plus insurance pays a lump sum benefit upon diagnosis of cancer and heart attack or stroke to help with out-of-pocket expenses during treatment and recovery.

  • May allow for more freedom in treating an illness without worrying about expenses

  • Peace of mind protection

  • Helps to pay for out-of-pocket costs for medical expenses

  • Protects savings

  • Can offset the cost of deductibles, co-pays, and unexpected expenses not covered by other insurance plans

  • Paid in addition to any other health care coverage

  • Benefits paid directly to the policyholder or a designated medical provider

  • Choice of insurance plan options and coverage for issue ages 18–89

 

Hospital Indemnity/Flex Insurance Plan

Hospital Indemnity/Flex insurance plan benefits give your customers the choice of which options are right for them…whether hospital, skilled nursing, outpatient doctor or surgical coverage, or ambulance service or emergency room visit, to help pay for out-of-pocket costs associated with medical expenses.

  • May allow for more freedom in treatments without worrying about expenses

  • Peace of mind protection

  • Helps to pay for out-of-pocket costs for medical expenses

  • Protects savings

  • Can offset the cost of deductibles, co-pays, and unexpected expenses not covered by other insurance plans

  • Paid in addition to any other health care coverage

  • Benefits paid directly to the policyholder or a designated medical provider

  • Choice of insurance plan options and coverage for issue ages 18–89

 

Home Care Plus Insurance Plans

Home Care Plus insurance plans can make it possible for your customers to stay in their own homes with skilled assistance when faced with a medically necessary need for home health care.

  • The freedom to choose how and where to recover

  • Peace of mind protection

  • Helps to pay for out-of-pocket costs for medical expenses

  • Protects savings

  • Can offset the cost of deductibles, co-pays, and unexpected expenses not covered by other insurance plans

  • Paid in addition to any other health care coverage

  • Benefits paid directly to the policyholder or a designated medical provider

  • Choice of insurance plan options for issue ages 50-89