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Protect Your Family.
Secure Your Future.
Build Real Wealth.
Jeung Agency is an independent financial services firm serving clients in all 50 states.
We specialize in life insurance, retirement planning, wealth management, and estate planning —
backed by 70+ top-rated carriers, 25+ years of experience, and a 5-star Google rating.
70+ | Top-Rated Carriers
25+ | Years of Experience
5★ | Google Rated
50 | States Licensed
✅ Independent — No quotas, always your best interest
🏦 70+ A+ Rated Carriers — More choice, better rates
🌎 Licensed in All 50 States — Serve clients nationwide
⭐ 5-Star Google Rated — Trusted by hundreds of clients
📞 Free Consultations — Zoom or phone, zero obligation
Our Services
Life Insurance
Protect what matters most.
IUL, Term, and Whole Life policies tailored to your family's needs.
Market-linked growth with zero downside risk.
Retirement Planning
Retire on your terms.
Fixed Index Annuities, 401(k) rollovers, IRAs, and FIA strategies
designed to grow your savings without market risk.
Wealth Management
Build and protect generational wealth.
Comprehensive strategies covering investment, estate, tax efficiency,
and multi-generational planning — all in one place.
Business Services
Protect your people and your company.
401(k) plans, SEP IRAs, group health, key person insurance,
and executive benefit strategies for businesses of all sizes.
Rollovers
19% enrollment bonus
401(k), 403(b),457,IRA, Roth & TSP Rollovers
If you have a 401(k), 403(b), 457(b), TSP, or old IRA sitting at a previous employer, you may be leaving money on the table. Jeung Agency helps you roll it over into a high-performing Fixed Index Annuity — with NO fees, NO market risk, and
guaranteed principal protection.
401(k) Rollovers
Left a job? Don't leave your 401(k) behind. Roll it into a tax-efficient FIA
with upside potential and zero downside risk.
403(b) Rollovers — Teachers & Nonprofits
K-12 teachers and nonprofit employees are legally allowed to transfer their 403(b).
We help you move from a variable annuity to a fixed index annuity.
National Life Group is an already-approved 403(b) vendor.
457(b) & TSP Rollovers — Government Employees
City, county, state, and federal employees: your deferred compensation plan
can be rolled into a principal-protected FIA when you retire or separate.
IRA Rollovers
Consolidate old IRAs into a single, high-performing fixed index annuity
with tax-deferred growth and optional lifetime income.
WHY ROLL OVER WITH JEUNG AGENCY
✅ Up to 19% Enrollment Bonus on your rollover balance
✅ Guaranteed principal — $0 market risk
✅ $0 cost to you — carrier-paid, not client-paid
✅ Process takes as little as 2 weeks
✅ 70+ carriers — we find you the best deal
✅ Licensed in all 50 states — serve you wherever you are
TEACHERS / EDUCATORS
If you're a California K-12 teacher, you know CalSTRS is your pension backbone —
but most teachers don't realize what's missing:
❌ No Social Security — CalSTRS members do NOT receive Social Security benefits
✅ COLA — CalSTRS provides a Cost-of-Living Adjustment (up to 2% per year)
⚠️ Your 403(b) may be in a high-fee variable annuity
What we offer:
→ Free pension benefit review — understand your CalSTRS payout
→ 403(b) transfer analysis — legally move to a better-performing FIA
→ National Life Group is an already-approved 403(b) vendor for California schools
→ Supplemental retirement income — tax-free through an IUL
→ Disability retirement planning — often overlooked but critical
Book a Free Pension Benefits Consultation
Retirement & Benefits Planning for Healthcare Workers
Nurses, hospital staff, and healthcare professionals often have access to
403(b) and 457(b) plans through their employer — but many don't know
how to maximize them or whether their current investment is working hard enough.
We help healthcare workers:
→ Roll over hospital 403(b) and 457(b) plans into principal-protected FIAs
→ Build tax-free retirement income with an IUL alongside existing plans
→ Secure affordable life insurance — even with shift work schedules
→ Address student loan balances with smart financial planning
→ Create a retirement plan designed for healthcare career timelines
Benefits & Retirement Planning for First Responders
Police officers, firefighters, EMTs, and paramedics face unique financial challenges: early retirement eligibility, high-risk occupations, and gaps in standard coverage.
We specialize in helping first responders:
→ Optimize CalPERS — understand your pension tier and maximize your payout
→ Plan for early retirement (many first responders retire at age 50-55)
→ Protect income with life and disability insurance designed for high-risk careers
→ Fill Social Security gaps with supplemental retirement income
→ Build a tax-free retirement income stream alongside your pension
Protect Your Legacy with Estate Planning
60% of Americans have no estate plan. Don't leave your family to figure it out.
Jeung Agency provides comprehensive estate planning strategies including:
→ IUL as an estate planning tool — 100% tax-free death benefit to heirs
→ Home and asset protection — shield your estate from probate and creditors
→ Tax-efficient wealth transfer — minimize estate taxes for your beneficiaries
→ Business succession planning — protect your company and your partners
📊 60% of Americans have no estate plan
✅ $0 cost for your first estate planning review
💰 100% tax-free death benefit through IUL
🏦 70+ carriers — maximum options for your situation
From the Blog
Title: Fixed Index Annuity Explained — Protect Your Retirement
Category: Retirement Planning
Excerpt: Learn how a Fixed Index Annuity lets you earn market-linked returns while protecting your principal from losses.
Title: IUL vs Term Life Insurance in 2026 — Which Is Right for You?
Category: Life Insurance
Excerpt: Term is affordable. IUL builds wealth. Here's how to decide
which policy fits your financial goals.
Title: 403(b) Rollover for Teachers — Tax-Free Retirement with an IUL
Category: Teachers | Retirement
Excerpt: California teachers: you may be in a high-fee variable annuity.
Here's how to legally roll your 403(b) into a better-performing IUL.
Elisabeth Miller, K-12 (Teacher)
⭐⭐⭐⭐⭐"Stephen helped me understand my CalSTRS pension in a way no one ever had.He identified gaps in my retirement plan and set up a 403(b) transfer that'salready outperforming my old plan. Highly recommend!"
Charles Yoon
⭐⭐⭐⭐⭐
"Stephen is incredibly knowledgeable and patient. He walked us through our
life insurance options and helped us find a policy that protects our family
without breaking the bank. We feel so much more secure."
Andy Lim (401k Rollover)
⭐⭐⭐⭐⭐
"I had an old 401(k) just sitting there from a previous job. Stephen rolled it
over into an annuity with a 13% enrollment bonus — I couldn't believe it.
The whole process took about two weeks. Incredible service."
Kevin Kapoor (Business Owner)
⭐⭐⭐⭐⭐
"As a business owner, I needed someone who understood both personal and
business financial planning. Stephen set up our company 401(k) and helped me
with executive benefits. He is in a league of his own."
Travis Cortez (State Employee)
⭐⭐⭐⭐⭐
"Stephen helped me roll over my 457(b) plan when I retired from the city.
He got me set up with a fixed index annuity that pays me guaranteed income.
I finally feel like my retirement is secure."
Kristina Stephens
⭐⭐⭐⭐⭐
"Stephen genuinely cares about his clients. He reviewed my whole financial
picture and created a plan I actually understand. He's responsive, honest,
and I trust him completely with my financial future."
Brian Stones
⭐⭐⭐⭐⭐
"I came in skeptical but left completely confident. Stephen explained everything
clearly and never pressured me. He found me a life insurance policy with living
benefits I didn't even know existed."
Kaitlyn Manning
⭐⭐⭐⭐⭐
"Working with Jeung Agency was the best financial decision I've made.
Stephen took the time to really listen to my goals and built a retirement plan
that fits my life. I refer everyone I know to him."
Jiwoo Paige Yun
⭐⭐⭐⭐⭐ "I can’t thank Stephen enough for his help. After my divorce, I was clueless of how to handle my finance. And he took great length to educate and guide me on how to manage my finance. Also, I’m most grateful for how genuinely kind he was. He will listen with empathy and cater to your financial status.
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CONTACT US
Get in Touch
📞 (310) 388-2511
🌐 JeungAgency.com
📍 5670 Wilshire Blvd, Los Angeles, CA 90036