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Protect Your Family.
Secure Your Future.
Build Real Wealth.
Jeung Agency is an independent financial services firm serving clients in all 50 states. We specialize in life insurance, retirement planning, wealth management, and estate planning — backed by 70+ top-rated carriers, 25+ years of experience, and a 5-star Google rating.
70+
Top-Rated Carriers
25+
Years of Experience
5★
Google Rated
50
States Licensed
Independent
No quotas, always your best interest
70+ A+ Rated Carriers
More choice, better rates
All 50 States
Licensed nationwide
5-Star Google Rated
Trusted by hundreds
Free Consultations
Zoom or phone, zero obligation
401(k), 403(b), IRA & TSP Rollovers
If you have a 401(k), 403(b), 457(b), TSP, or old IRA sitting at a previous employer, you may be leaving money on the table. Jeung Agency helps you roll it over into a high-performing Fixed Index Annuity — with NO fees, NO market risk, and guaranteed principal protection.
401(k) Rollovers
Left a job? Don't leave your 401(k) behind. Roll it into a tax-efficient FIA with upside potential and zero downside risk.
403(b) Rollovers
K-12 teachers and nonprofit employees are legally allowed to transfer their 403(b). We help you move from a variable annuity to a fixed index annuity. National Life Group is an already-approved 403(b) vendor.
457(b) & TSP Rollovers
City, county, state, and federal employees: your deferred compensation plan can be rolled into a principal-protected FIA when you retire or separate.
IRA Rollovers
Consolidate old IRAs into a single, high-performing fixed index annuity with tax-deferred growth and optional lifetime income.
Why Roll Over with Jeung Agency
✓ Up to 22% Enrollment Bonus on your rollover balance
✓ Guaranteed principal — $0 market risk
✓ $0 cost to you — carrier-paid, not client-paid
✓ Process takes as little as 2 weeks
✓ 70+ carriers — we find you the best deal
✓ Licensed in all 50 states — serve you wherever you are
Indexed Universal Life Insurance (IUL)
What Is IUL?
Indexed Universal Life (IUL) is permanent life insurance that builds tax-deferred cash value linked to a market index — like the S&P 500 — without direct market risk. Unlike whole life, IUL gives you market-linked returns with built-in downside protection.
Key Benefits:
✓ Lifelong coverage with growing cash value
✓ Protection from market downturns — 0% floor means you never lose principal
✓ Tax-free access to cash for retirement, college, or emergencies
✓ Compound growth potential — tax-deferred wealth building
✓ Flexible premiums and death benefit
Who Should Consider IUL?
→ Parents planning for future college costs
→ Individuals wanting tax-free retirement income
→ Business owners looking for executive benefit strategies
→ Anyone seeking lifelong coverage with flexible cash access
A Fiduciary Approach to Long-Term Care Planning
Most big banks and wirehouse advisors are limited to the products their firm sells. At Jeung Agency, we're independent — which means we work with multiple carriers and solutions to find what's actually right for you, not what's right for a quota.
Traditional LTC Insurance
Standalone policies designed specifically to cover home care, assisted living, and nursing home costs. Pure protection for long-term care needs.
Hybrid Policies
Life insurance or annuity products with a long-term care rider — your money works double duty, providing both protection and legacy planning.
Asset-Based LTC Strategies
Using existing assets to self-fund a LTC plan in a tax-efficient way. Ideal for those with substantial savings who prefer flexibility.
Spousal & Family Planning
Protecting both partners without over-insuring or leaving one person exposed. Helping families understand roles and responsibilities.
We don't sell one solution. We help you find the right one.
Professional Background
Stephen Jeung is the Founder and CEO of Jeung Agency, an independent financial services firm serving clients in all 50 states. With over 25 years of experience in insurance and financial services — including time as a Wealth Manager at Merrill Lynch — Stephen has built a reputation for helping individuals, families, and businesses protect their assets, grow their wealth, and plan for a secure future.
Stephen has partnered with over 70 top-rated financial institutions to provide premier solutions for his clients. These strategic partnerships allow him to offer a broad range of high-quality financial products and advanced strategies — ensuring every client has access to the best options tailored to their unique goals.
His comprehensive, client-centric approach covers every aspect of financial life: building retirement savings, protecting estates, creating generational wealth, and helping businesses design and manage retirement plans including customized 401(k) and 403(b) solutions.
Stephen integrates life insurance, estate planning, wealth management, and asset protection into a seamless, disciplined strategy that empowers clients to mitigate risks and maximize growth potential. Committed to ongoing education and active in leading professional organizations, Stephen ensures his clients receive the most current and effective financial guidance available.
Our Services
Retirement Planning
Retire on your terms. Fixed Index Annuities, 401(k) rollovers, IRAs, and FIA strategies designed to grow your savings without market risk.
Long Term Care Planning
Long-term care costs can quickly erode the retirement savings you've spent decades building. Jeung Agency helps you plan ahead — independently and without bias — so your family doesn't have to make difficult decisions under pressure.
Life Insurance
Protect what matters most. IUL, Term, and Whole Life policies tailored to your family's needs. Market-linked growth with zero downside risk.
Business Services
Protect your people and your company. 401(k) plans, SEP IRAs, group health, key person insurance, and executive benefit strategies for businesses of all sizes.
Wealth Management
Build and protect generational wealth. Comprehensive strategies covering investment, estate, tax efficiency, and multi-generational planning — all in one place.
What Our Clients Say
"Stephen helped us understand that we weren't just buying insurance—we were protecting everything we'd built. The peace of mind is worth every penny."
— Jennifer & Michael, Los Angeles
"We thought we had a plan, but Stephen showed us gaps we never would have caught. His honest approach made all the difference."
— Robert, Santa Monica
Testimonial Disclaimer: Past results are not representative of future outcomes. Client testimonials may not be representative of all client experiences.
Get in Touch
Contact Information
Phone
(510) 449-2396
Location
5670 Wilshire Blvd
Los Angeles, CA 90036
Hours
Monday - Friday / 9AM - 9PM
Saturday / 9AM - 5PM