Jeung Agency Blog

Choosing between an Indexed Universal Life (IUL) policy and a Term Life Insurance policy is one of the biggest financial decisions you'll make for your family. Both offer a death benefit — but they work very differently, and picking the wrong one could cost you thousands of dollars over your lifetime. In this guide, we break down the key differences between IUL and Term Life in 2026, who each policy is best suited for, and how to make the right choice based on your goals. Not

If you're a teacher, school administrator, or public employee, chances are you've spent years contributing to a 403(b) or 457(b) plan — and you may have no idea what to do with it when you retire, change jobs, or simply want more control over your financial future. You're not alone. Millions of educators are sitting on retirement accounts they don't fully understand, often locked into high-fee, low-performing annuity products chosen by their school district — not by them. T